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Is Money Tree Toxic to Cats & Dogs? Safety guide

is money tree toxic to cats

Hey, pet lovers! If you’re worried about whether the Money Tree is toxic to cats and dogs, you’re not alone — and you’re in the right place. We understand how scary it can be when your curious cat or playful pup nibbles on your favorite plant. Maybe it’s already happened, or maybe you’re just trying to prevent a future scare. Either way, take a deep breath — this guide is here to help. We’ll cover what’s really going on with the Money Tree (Pachira aquatica), what symptoms to watch for, and how to keep both your plants and pets happy, healthy, and safe.

The Money Tree (Pachira aquatica) is considered non-toxic to cats and dogs by the ASPCA and similar organizations, meaning it’s not poisonous. But if the leaves are ingested, it may potentially cause mild gastrointestinal upset like vomiting, diarrhea, or lethargy. Eating the plant should be discouraged, and it’s best to keep it away from pets to avoid any toxic effects.

What is a Money Tree?

The “money tree” plant, known botanically as Pachira aquatica, has several other common names. These include Guiana chestnut, Malabar chestnut, French peanut, saba nut, Monguba, Pumpo, and Provision tree. It it’s a tropical beauty native to the wetlands of Central and South America. You can recognize it by its charming braided trunk and those lovely, glossy, hand-shaped leaves—five leaflets per stem, symbolizing the five elements of Feng Shui!

In the wild, it grows in swampy areas, but indoors? It’s a symbol of prosperity and good fortune. Just give it bright, indirect light, keep its soil slightly moist (but never soggy), and mist those leaves occasionally for extra happiness. Some say burying a coin in its pot boosts luck.

Is Money Tree toxic to cats?

Whenever the Money Tree and Cats meet so you the owner of both will must think about the Money Tree toxicity to cats. So the Money Tree (Pachira aquatica) is non-toxic to cats, but eating large amounts may cause vomiting, diarrhea, or mild nausea. It has no nutritional value and frequent chewing can damage the plant. Be cautious of pesticides, fertilizers, or other houseplant chemicals, which can cause digestive issues. Extra care is needed if your cat has health sensitivities or preexisting conditions.

Is Money Tree Toxic to Cats & Dogs?
Credit: ShutterStock

Tree (Pachira aquatica) is free from the toxic material that cause severe case but still if you cat eat in large amount, there are still important considerations for pet owners.

Occasional nibble or 1-2 leaves won’t likely cause serious harm, consuming large quantities of the plant can lead to gastrointestinal problems. Additionally, be cautious of any chemicals on the plant, as these can pose additional risks to your cat’s health.

What if a dog chews money plant?

Let’s get straight to the point: Is the Money Tree toxic to dogs? The answer isn’t as straightforward as you might hope. While the Money Tree is not listed as poisonous, it’s still unsuitable for your furry friend to chew it habitly. 

Even though it doesn’t contain harmful chemicals, eating large amounts can still lead to stomach upset, such as diarrhoea, nausea, and vomiting. Additionally, remember that chemicals from pesticides or fertilizers used on the plant can harm your cat.

is money tree toxic to dogs

Money Tree Isn’t Toxic — So What Makes a Plant Harmful?

Some plants protect themselves with natural chemicals that can be toxic to humans or pets. These include alkaloids that affect the nervous system, glycosides that can disturb the heart or digestion, and oxalates, tiny needle-like crystals that irritate the mouth and throat. Saponins can upset the stomach, while cyanogenic glycosides may release small amounts of cyanide when chewed.

Some plants also have milky latex sap or strong essential oils that can cause skin burns or rashes. These substances aren’t “bad” — they’re just nature’s way of helping plants survive. As plant lovers, we can admire their beauty and power while staying mindful and safe.

Why Do Pets Love the Money Tree So Much?

You love your Money Tree (Pachira aquatica) — and somehow, your cat or dog knows it. Coincidence? Unlikely. Pets have a sixth sense for what’s not for them. And when it comes to plants, the temptation is real.

“It Dangles. It Taunts.”
Those shiny, fluttering leaves are like slow-motion toys for cats — moving just enough to say, “Pounce me!” For dogs, the plant’s height makes it a convenient, leafy snack bar right at nose level.

“The Forbidden Crisp”
Let’s be honest — those leaves have a satisfying crunch. To your pet, they’re like forbidden kibble or a DIY chew toy. Cats especially can’t resist the urge to shred, leaving your plant (and decor) in ruins.

“Potting Soil: Nature’s Treasure Chest”
To us, it’s soil. To pets, it’s a digging pit, litter box, or even a snack. The earthy scent triggers their curiosity — and in pet logic, if it smells interesting, it’s probably edible.

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How Overeating Money Plants Can Affect Your Cat or Dog

The Chinese Money Plant is not toxic to cats or dogs, but eating large amounts can still upset their stomach and cause digestive issues. Watch for these symptoms if your pet ingests the plant:

For Cats:

  • First 6 Hours: Drooling like a leaky faucet, pawing at their mouth (those oxalate crystals stab their gums).
  • Next 24 Hours: Vomiting (possibly on your favorite rug), lethargy, or dramatic refusal to eat.
  • Risk Level: Moderate. Rarely fatal, but miserable for them (and your wallet).

For Dogs:

  • GI Rebellion: Expect slimy puddles of vomit or diarrhea (possibly in artistic locations).
  • Big Dogs vs. Small Dogs: A Great Dane might just get an upset tummy; a Chihuahua could need IV fluids.

If you notice any of these signs, contact your veterinarian. They can provide supportive care to help your pet feel better and recover quickly.

Tips to keep away pets from Money Plant 

To keep your pet safe from the Chinese Money Plant and other potentially harmful plants, try these easy steps:

  • Place Plants Out of Reach: Keep the Money Plant and other plants in spots your pet can’t access, such as high shelves or rooms that aren’t allowed.
  • Use Barriers or Covers: Block your pet’s access to your indoor garden with barriers, covers, or pet-proof plant stands.
  • Provide Toys: Distract your cat or dog with engaging toys to keep them busy and reduce their interest in your plants.
  • Offer Cat Grass: Plant cat grass in an easy-to-reach container so your cat has a safe and satisfying option to chew on, especially if it can’t go outside.
  • Provide Dog-Friendly Chews: Offer safe chew toys or dog-safe treats to keep your dog’s attention away from your plants and satisfy their chewing instincts.

Additionally, regularly check your plants for potential chemical residues and ensure they are clean and safe. Creating a pet-friendly environment with appropriate distractions and alternatives will help keep your plants and furry friends happy and healthy. You can it outside also but before it must know that is money tree can live outside in winter and summer.

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So, Is the Money Plant Safe for Pets?

Yes — the Money Plant is non-toxic to cats and dogs, making it a perfect pet-friendly houseplant. Still, it’s smart to keep curious paws away, as chewing too much can cause mild stomach upset. After all, your pet’s obsession isn’t about nutrition — it’s about texture, movement, and curiosity. And maybe, just maybe, a little plant jealousy. Pair it with other safe picks like the Boston fern, Areca palm, or Peacock plant to grow a beautiful, pet-safe space.

Frequently Asked Questions

English Ivy is toxic to cats and dogs due to a substance called Triterpenoid saponins (hederagenin). The foliage is more poisonous than the berries and can cause symptoms such as vomiting, drooling, diarrhoea, and stomach pain.

Yes, Snake Plant is toxic to pets because it contains saponins. Ingesting even small amounts can cause mild to moderate toxicity, with symptoms like drooling, stomach distress, and dilated pupils. Large quantities can be severely harmful.

The ZZ Plant is not usually listed as highly toxic, but it can cause mild symptoms in pets due to the calcium oxalate crystals in its sap. Ingestion or direct contact may lead to mild stomach irritation and other digestive issues.

Yes, Peace Lily is toxic to pets because it contains calcium oxalates. These tiny, needle-like crystals can cause mild irritations such as swollen lips and tongue and general discomfort, though they are not life-threatening.

Yes, the Pilea Spruceana, known as the Silver Tree, is pet-safe. It’s non-toxic to both cats and dogs, so you can safely keep it in your home without worrying about adverse effects if your pet nibbles on it.

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